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POS Entry Mode (Point of Service Entry Mode)
When a credit card transaction is sent across the network to the processor one part of the data transmitted is the POS Entry Mode, which is a code that tells the processor how the transaction was captured. Here is a list of the code:
POS Entry Mode
- 01 – Manually keyed (this will pertain to Visa internet transactions as well)
- 02 – Magnetic stripe read (general or track 2)
- 05 and 95 – Contactless chip card
- 06 – Magnetic stripe read (Track 1)
- 07 – Contactless chip card using Visa Smart Debit / Credit chip data rules
- 81 – Manually keyed e-commerce (Mastercard only)
- 90 – Entire magnetic stripe read and transmitted
- 91 – Contactless chip transaction originated using magnetic stripe data rules (visa only)
All those mentions of Track 1 and Track 2 magnetic stripes is a bit confusing – see Wikipedia for an explanation: credit card magnetic stripes.