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Compare PayPal vs. Merchant Account fees and save your business some money

PayPal Fees

Merchant Account Fees

While PayPal is a great option for getting your business off the ground, most e-commerce businesses can save on credit card processing fees by switching to a more robust merchant account.
It's easier than ever to get an internet merchant account, and many support processing Visa, MasterCard, Discover, and American Express right out of the box with no additional steps or fees.

$100
$20,000
(PayPal Pro only) This blue dot marks features that are only available in PayPal Website Payments Pro.

30% Standard

5% Business

30% Debit

35% Rewards

More options? We have some. Try the comparison with PayPal Pro...

PayPal Standard Fees $-.--

Percentage Based

Flat fee 2.20%

2.20%

Per Transaction

Flat fee $0.3

$0.30

Per Month

$0.00

Total $-.--

Merchant Account Fees $-.--

Percentage Based

Average Interchange fee 1.84%
Assessment fee 0.09%
Processor markup 0.15%

2.08%

Per Transaction

Average Interchange fee $0.1226
AVS fee $0.02
Processor markup $0.13

$0.27

Per Month

$20.00

Total $1204.7